Important:
Please read these terms and conditions ("terms and conditions", "terms") carefully
before using the https://retirementannuitiesandlife.com/ website (“website”, "service") operated by Annuities and Life LLC, ("us", 'we", "our").
Conditions of use:
By using this website, you certify that you have read and reviewed this Agreement and that you agree to comply with its terms. If you do not want to be bound by the terms of this Agreement, you are advised to stop using the website accordingly. Annuities and Life LLC only grants use and access of this website, its products, and its services to those who have accepted its terms.
Privacy policy:
Before you continue using our website, we advise you to read our privacy policy https://retirementannuitiesandlife.com/privacy-policy regarding our user data collection. It will help you better understand our practices.
Age restriction:
You must be at least 18 (eighteen) years of age before you can use this website. By using this website, you warrant that you are at least 18 years of age and you may legally adhere to this Agreement. We assume no responsibility for liabilities related to age misrepresentation.
Intellectual property:
You agree that all materials, products, and services provided on this website are the property of Annuities and Life LLC, its affiliates, directors, officers, employees, agents, suppliers, or licensors including all copyrights, trade secrets, trademarks, patents, and
other intellectual property. You also agree that you will not reproduce or redistribute Annuities and Life LLC’s intellectual property in any way, including electronic, digital, or new trademark registrations.
Text/SMS:
As a user of this website, you may be asked to provide contact information regarding Text/SMS services. You are responsible for ensuring the accuracy of this information, and you are responsible for maintaining the safety and security of your identifying information. You can opt in to Text/SMS on our contact page: https://retirementannuitiesandlife.com/text%2Fsms-opt-in
Messages received will only be in regard to appointment confirmations and follow up appointment detail. Message frequency may vary, but will normally only be in response to appointment confirmations, or when appointment changes have been made. Message and data rates may apply, please contact your service provider for full detail.
Please text STOP, CANCEL, to any text message received to opt out of the service, after which, no further Text/SMS communication will be sent. A new Text/SMS registration will be required to resume service.
To request assistance, please text HELP to (407) 743-5253), or email mhague@presfinancial.com, or use the website CONTACT page https://retirementannuitiesandlife.com/contact.
Indemnification:
You agree to indemnify Annuities and Life LLC and its affiliates and hold Annuities and Life LLC harmless against legal claims and demands that may arise from your use or misuse of our services. We reserve the right to select our own legal counsel.
Limitation on liability:
Annuities and Life LLC is not liable for any damages that may occur to you as a result of your misuse of our website. We reserve the right to edit, modify, and change this Agreement at any time. We shall let our users know of these changes via the website. These Terms and Conditions are an understanding between us and the user, and supersedes and replaces all prior agreements regarding the use of this website.